Terms of Service – 

Donation Bank®

Welcome to Donation Bank® (“we,” “us,” or “our”). By accessing or using our services, including our website, mobile app, and other related platforms (collectively, the “Services”), you agree to comply with these Terms of Service (“Terms”). If you do not agree, please do not use our Services.

1. Eligibility

You must be at least 18 years old to use our Services. By registering, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

2. Account Registration

• You must create an account to use certain Services.

• You are responsible for maintaining the confidentiality of your account credentials.

• You agree to provide accurate, current, and complete information during registration.

• You are responsible for all activity under your account. Notify us immediately of any unauthorized use.

3. Use of Services

• You agree to use our Services only for lawful purposes and in accordance with these Terms.

• You must not engage in fraudulent activity, money laundering, or any activity that violates applicable laws or regulations.

• You may not attempt to interfere with or compromise the security of our Services.

4. Donations, Deposits, and Withdrawals

• All donations, deposits, and withdrawals must comply with our verification and security procedures.

• Transaction times may vary depending on banks, payment processors, or other financial institutions.

• We reserve the right to refuse or reverse transactions in cases of suspected fraud or illegal activity.

5. Fees

• Our Services may include fees, including transaction or service fees.

• Fee structures are provided on our website and may change with notice.

• By using our Services, you agree to pay all applicable fees.

6. Intellectual Property

• All content, logos, trademarks, and software associated with Donation Bank are our property or licensed to us.

• You may not reproduce, distribute, modify, or create derivative works without our written consent.

7. Privacy and Security

• Use of our Services is also governed by our Privacy Policy.

• You consent to our collection, use, and disclosure of information as described in the Privacy Policy.

8. Limitation of Liability

• Our Services are provided “as is” and “as available.”

• Donation Bank is not liable for indirect, incidental, or consequential damages arising from use of our Services.

• We are not responsible for delays or failures due to events beyond our control (e.g., bank outages, cyberattacks).

9. Termination

• We may suspend or terminate your account for violation of these Terms or illegal activity.

• You may close your account at any time by contacting us.

• Termination does not relieve you of obligations accrued prior to termination.

10. Governing Law and Dispute Resolution

• These Terms are governed by the laws of NY State.

• Any disputes will be resolved through [arbitration/mediation/court jurisdiction as applicable].

• You agree to waive any class action rights unless prohibited by law.