Donation Bank® Policy

1. Privacy Policy

• Donation Bank® respects your privacy and ensures that all personal and financial information is protected.

• We do not share your information with third parties for advertising purposes without your consent.

• Your data is used only for banking services, improving user experience, compliance, and transaction processing.

• Users can update their communication preferences or opt out of marketing at any time.

2. Security Policy

• All transactions are secured with advanced encryption and multi-factor authentication.

• Users are responsible for keeping login credentials confidential.

• Regular security audits and monitoring ensure continuous protection against unauthorized access.

3. Transaction Policy

• Users can deposit, withdraw, transfer, or receive funds securely 24/7.

• Transaction limits, fees, and processing times are communicated clearly before confirmation.

• Donation Bank® is not responsible for delays caused by third-party banks or networks.

4. Account Policy

• Accounts require valid identification and verification (KYC).

• Users must provide accurate information and promptly update any changes.

• Accounts may be temporarily suspended for suspicious activity, security threats, or regulatory compliance.

5. Loan & FDR Policy

• Loan eligibility, amounts, interest rates, and repayment terms are transparently communicated.

• Fixed Deposit (FDR) accounts are secured, with tenure and interest rates provided at the time of deposit.

6. User Responsibilities

• Users must ensure transactions are authorized and accurate.

• Users must report lost credentials or suspicious activity immediately.

• Users agree to comply with all banking laws and Donation Bank’s® terms and conditions.

7. Updates to Policy

• Donation Bank reserves the right to update this policy as required by law or operational improvements.

• Users will be notified of significant changes through email, app notifications, or website announcements.